11 bankruptcy attorneys are listed in Lexington. They file Chapter 7 liquidations, Chapter 13 repayment plans that can stop a foreclosure and cure arrears, and business reorganisations under Chapter 11.
Filing triggers an automatic stay: collection calls, wage garnishment and repossession stop while the case is pending. What you keep depends on exemptions, which are set by state law and differ sharply.
Ask which chapter fits and why, and what the quoted flat fee covers once court filing fees and mandatory credit counselling are added.
Lawyers listed in Lexington also cover Personal Injury (36), Medical Malpractice (15) and Insurance Claims (15). The same practice elsewhere in Kentucky: Louisville (13). Across Kentucky the directory lists 24 attorneys in this practice; Lexington is 2nd by their number among 2 cities.