The law firm of Houston & Totaro represents consumers across the state of New Jersey in cases involving consumer fraud, unconscionable conduct and unfair business practices by automobile dealers and other types of businesses; predatory lending; mortgage servicing abuse, and violations of federal and state consumer protection laws. We use a combination of telephone conferences and e-mail communications, as well as face to face meetings, to obtain the information needed to make informed decisions about a case, in order to accommodate clients from all counties, and appear in courts throughout the state of New Jersey, state and federal. We take the vast majority of our cases on a contingency basis, so that consumers who could otherwise not afford to do so can seek redress for their losses.