Insurance Claims Lawyers and Attorneys

These attorneys represent policyholders against insurers: property and casualty claims denied or underpaid, storm, fire and water damage, business interruption, life and disability policies, health coverage denials and uninsured motorist claims. Several also handle bad faith actions where an insurer unreasonably refused to pay.

Insurance disputes are contract disputes with specialised rules. The policy language, the notice provisions, the proof-of-loss requirements and the appraisal clause usually decide the outcome, and the insurer's own file often shows how the number was reached.

Before you hire

• Read the denial letter carefully and keep every piece of correspondence. Insurers must generally state the policy basis for a denial, and that stated basis becomes the battleground.
• Document the loss before repairs: photographs, video, inventories, estimates from independent contractors.
• Watch the deadlines in the policy itself, which are often shorter than the general limitation period for contracts.
• Ask whether the attorney takes these cases on contingency and whether your state allows recovery of attorney fees from the insurer.

Insurance defence attorneys, who represent carriers and their insureds, are listed separately.